Mortgage Loan Officer
Jan. 14, 2013 - Jun. 14, 2013
Location: Glen Allen, VA
Exempt/Non-Exempt: Non-Exempt
Benefits: Medical, Vision, and Dental Insurance, Life Insurance, 401K, etc
Type: Full Time
Branch: Innsbrook (Glen Allen, VA)
Position Summary
Responsible for identifying, soliciting, developing, managing, servicing and expanding banking relationships in an assigned market by offering a full range of mortgage products and services to existing and prospective customers.
General Purpose
Generate quality mortgage loans at the expected production level and execute the highest level of customer service.
Duties
Produce mortgage loans that comply with investor guidelines, acceptable lending practices, and Federal regulations
Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history
Network with builders, realtors, and other industry professionals to source mortgage loan opportunities
Develop new sources of business and retain existing business as established in the marketing plan
Develop and maintain knowledge of internal, regulatory and secondary market guidelines
Cross-sell other bank products and services to mortgage loan customers (secondary market products or in-house mortgage products)
Prepare files for underwriting including preparation of loan approval sheet within required timeframesQualifications
Bachelors degree in relevant field or equivalent banking experience
Three or more years of mortgage lending experience
Strong customer service skills
Demonstrated verbal and written communication skills
Demonstrated knowledge of current regulations and laws surrounding mortgage lending
Demonstrated sales and networking abilities
Demonstrated proficiency using basic computer software, such as Microsoft Office
Ability to travel
