Mortgage Funder / Closer

6 month contract position

Description

• Prepare loan closing documents and deliver them to Title Closing Agents
• Coordinate HUD approval and complete system updates
• Review, analyze and prepare closing loan documents in a paperless and high volume environment
• Validate mortgage insurance certificate and coverage
• Review title requirements for state specific mortgage attachments and /or state mortgage tax requirements
• Complete Operating system for closing information
• Check cash back and input wiring instructions
• Verify prior to close conditions are cleared and docs are in the file
• Review expiration dates for credit report, rate lock, appraisal, approval
• Prepare and send closing/final settlement instructions to escrow/title
• Review and approve prelim HUD-1 or HUD-1a Settlement Statement for accuracy and compliance per 2010 RESPA regulations
• Ensure all corrections are made per RESPA compliance
• Complete closing checklist and confirm closing has occurred by the title company
• Audit calculations and legal documents for accuracy
• Communicate requirements and other information to clients including Title exceptions
• Communicate with borrowers verifying information or obtain clarification of information from title report
• Interface with escrow/title to facilitate delivery, execution and funding of loan

Requirements

• 2 - 4 years experience in the mortgage lending industry
• Funding, Closing or Processing background/experience
• Experience in a paperless mortgage environment
• Strong customer service orientation
• Detail orientated
• Excellent multi-tasking and communication skills
• Ability to manage time well and to constantly prioritize in a busy production environment
• Problem solving skills
• Strong organizational skills
• Strong computer skills using multiple software programs at the same time
• Positive attitude and willing to work flexible hours
• Education: High School diploma or college degree