Requisition Number 13-0045
Description Job Summary
Responsible for originating conventional and government residential mortgage loans to customers who qualify based on assessment of financial and credit data.
The level of work is considered senior-level and staff work under minimal supervision. This position has no direct reports.
Essential Job Duties Originates conventional and government residential mortgages and participates in related business development activities.
Solicits residential mortgages through contacts with realtors, builders and developers.
Provides service to customers and prospective customers seeking residential mortgage loans. Interviews applicants to obtain information concerning their needs to assist in determining whether a loan will be an acceptable risk according to their financial situation and obtains pertinent financial and credit data.
Ensures the preparation and processing of forms and legal documents required for residential loans and follows the loans to ensure compliance with terms. Negotiates terms and conditions with applicants.
Stays informed on trends and developments in the local real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages.
Performs additional duties as required
Job Requirements This position requires S.A.F.E. Act registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
Bachelor's Degree or equivalent work experience
3 to 5 years of related work experience
Financial services industry experience preferred
Demonstrated ability to exceed established sales goals
Enthusiastic, self motivated with ability to interpret and analyze customers' needs on a continual basis
Excellent business development skills
Knowledge of systems including Microsoft Office suite and proprietary software products used in support of the business.
Attendance and punctuality required in accordance with Bank practices
Working Conditions And Demands (If Applicable)
Valid and current driver's license required for travel to meet with prospects and customers
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.