Established and Mortgage Banker is looking for a DE (FHA) Underwriter to join their stable underwriting team.
The primary responsibility of this individual is to underwrite residential loans ensuring compliance with appropriate investor standards and support the underwriting functions of the Correspondent Lending department.
The Underwriter Will
Examine loan documentations for accuracy
Work with loan production staff to secure all required documents
May provide training and direction to more junior staff
Have the authority to approve, withdraw and decline loans
May develop and recommend modifications to department procedures
Prepare all necessary file documentation in accordance with agency, government or investor requirements
May respond to investor purchase suspense requests and/or audits
Respond to repurchase requests, make written recommendations to appeal or repurchase a loan
Underwrite complex/difficult residential loans ensuring compliance with company and investor requirements
Assist production staff in structuring difficult transactions
Propose enhancements to existing processes and procedures to improve operating efficiency
5+ years underwriting experience required
FHA (CURRENT) experience and a must
Strong verbal and written communication skills
Excellent time management and organizational skills
Ability to manage multiple deadlines
Self-motivated and detail oriented
Strong interpersonal skills.
Ability to work well independently and as part of a team
Knowledge Of Microsoft Word And Excel
Knowledge of Calyx Point or Encompass preferred
Great environment/team atmosphere, paid overtime, excellent benefits and a company that appreciates their employees!