The Travelers Companies is the largest American insurance company by market value. It is also the second largest writer of U.S. commercial property casualty and the third largest writer of U.S. personal insurance through independent agents. Travelers has headquarters in St. Paul, Minnesota and Hartford, Connecticut with significant operations in New York, New York. It has been a component of the Dow Jones Industrial Average since June 8, 2009. The company has field offices in every U.S.